Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) govern your access to and use of the Collective Vision Studio website and services. By creating an account, enrolling in courses, or otherwise using our services, you agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

You must be at least 16 years old to use our services. If you are under the age of majority in your jurisdiction, you represent that you have parental or guardian consent.

3. Accounts

• You are responsible for maintaining the confidentiality of your login credentials.
• You agree to provide accurate information and keep it updated.
• We may suspend or terminate accounts that violate these Terms.

4. Content and Intellectual Property

All course materials, text, and assets provided by Collective Vision Studio are protected by intellectual property laws. You may not reproduce, distribute, or publicly display content without written permission, except as permitted for personal educational use.

5. Acceptable Use

• Do not harass, abuse, or harm other users.
• Do not reverse engineer or attempt to bypass security features.
• Do not upload content that infringes third-party rights.

6. Purchases, Pricing, and Refunds

Prices are listed in USD and may change over time. Refund requests are reviewed in good faith within 14 days of purchase if you have not completed more than 20% of a course. We do not guarantee learning outcomes or employment results.

7. Third-Party Services

We may use third-party services (e.g., payment processors). Your use of such services may be subject to their terms and policies.

8. Disclaimers

Services are provided “as is” without warranties of any kind. We do not provide medical, legal, or financial advice, and we do not guarantee any specific results from course participation.

9. Limitation of Liability

To the maximum extent permitted by law, Collective Vision Studio is not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits, data, or goodwill.

10. Indemnification

You agree to indemnify and hold Collective Vision Studio harmless from any claims arising from your use of the services or violation of these Terms.

11. Termination

We may suspend or terminate access to services without prior notice for conduct that violates these Terms or is otherwise harmful.

12. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

13. Changes

We may update these Terms from time to time. Continued use after changes constitutes acceptance of the updated Terms.

14. Contact

For questions about these Terms, contact [email protected] or +1 (415) 799-1034.